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Getting pre-qualified for a home loan is an important step in determining how much you can afford. During this process, a home loan consultant will assess your finances to determine how much they are willing to lend you. This number can help you shop within your means, but remember that just because you qualify for a specific amount doesn’t necessarily mean you can afford it. The pre-qualification process typically takes your income and debts into account, but it doesn’t include your personal savings goals or spending habits. An assessment is important, but ultimately you have the final say in what you’re comfortable spending on your next home. Our Sales Hub is home to various Home Loan Consultants, making it very easy to get pre-approval for your home loan.